get involved
fight the affordable housing crisis
Habitat preserves homeownership and neighborhoods by building and repairing homes in partnership with people in need of decent, affordable housing in New Castle County.
in Delaware
1 in 7 households spend half or more of their income on housing.
Affordable homes needed for low-income families
Annual income needed for a two bedroom apartment in Delaware
Of extremely low-income households spend half or more of their income on housing
Unassisted, severly-cost burdened low-income renters
get involved: fight for affordable homes
Do you want to own a Home? Are you not sure that you qualify? To find out more about our Homeownership program attend an Information Session. If you apply and do not qualify for the Homeownership program, don’t lose faith, you could qualify for the Almost Home:
The Affordable Housing Crisis
- When the cost of home is your family’s future, the cost is too high
- Home shouldn’t cost you your health. Home shouldn’t cost you your kids’ education.
- Help us make that possible. Help us make the #CostOfHome something we all can afford.
- Must have 20% or less in debt-to-income monthly ratio.
- Everyone deserves to build the foundation for a strong, healthy future for themselves and their families
- No matter where they live or how much money they earn. Every family deserves the chance to thrive.
Due to Discriminatory Policies:
Black households continue to be the most affected by these housing challenges:
- In the second quarter of 2021, the Census Bureau reported that Black households had the lowest homeownership rate at 44%, nearly 30 percentage points behind white households.
- In the US, white households have a median wealth of $134,230, while Black households have a median wealth of $11,030.
- Black homebuyers are 2.4 percent more likely than equally qualified white homebuyers to be denied an in-person appointment.
- A little over 13% of Black home shoppers were rejected for a mortgage loan [in 2019], in contrast to 4% of Latino buyers and 5% of white shoppers.
- Homes in majority-Black neighborhoods are undervalued by at least $48,000, compared to similar homes in other areas.